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Stichworte: personal insurance sales
Which of the following statements about a guaranteed renewable health insurance is correct?
What type of policy allows the insurance company to cancel a policy at any time quizlet?
How many hours of post-licensing education courses must sales associates in kentucky complete?
When an agent changes e-mail address the Department of Insurance must be notified within
Which of the following is least likely to be a factor in developing a sales forecast quizlet?
The fixed budget indicates sales of $50,000. actual sales were $55,000. the variance is:
Which of these emergency responders have articles of personal protective equipment in place
What means helping another person for personal gain such as to feel good or avoid guilt?
An electric power company uses block pricing for electricity sales block pricing is an example of
Which of the following is a required provision in all individual life insurance policies quizlet?
According to Eisenberg sympathy and personal distress differ in which of the following ways
In what type of business do the owners bear no personal financial responsibility quizlet?
During the sales life cycle, which is an example of what happens during the growth phase?
If insurance premiums are paid more frequently than annually the policyowner can expect to
Which type of insurance can property managers carry to protect against wrongful evictions?
J is issued a life insurance policy with a death benefit of 100 000 she pays $600 per year
When a misrepresentation on a life insurance policy application is discovered what action?
Life insurance policy illustration rules apply to which of the following types of policies
Which one of the following statements is correct regarding the benefits provided by insurance
A mutual insurance company and a stock insurance company have one main difference between them
Which one of the following premium collection methods is used in the majority of personal insurance sales?
Which type of life insurance incorporates flexible premiums and an adjustable death benefit?
Ceteris paribus an increase in personal income taxes would be represented by a movement from
What is a have a relatively low sales value compared to the sales value of the other products that are produced?
The term ____ refers to a personal journal focusing on a single topic or a variety of topics.
What is the term for the amount of money the insured person plays out of pocket before the insurance plan assists with the costs of healthcare services?
All documents used in the solicitation of insurance must be maintained by an insurer for at least
Ks Whole life insurance policy lapsed two months ago due to nonpayment she would now like to
Which of the actions should a producer take when submitting an insurance application to an insurer?
What is the purpose of the Missouri Life and Health Insurance Guaranty Association quizlet?
Occurs when a decrease in selling price result in a greater than proportionate increase in sales.
What is the term for a period of time in which an overdue premium can be paid to keep a policy in force?
A producer who sells most of his/her insurance policies to family members is said to be engaging in
Which of these is a requirement for obtaining a resident insurance producer license in this state
What is the maximum penalty that could be imposed on an agent for an unintentional violation of Virginia insurance law?
How long must Agents keep their business records available for inspection by the California insurance commissioner?
All of the following are the responsibilities of every long-term care insurance in california except
An insured is covered with a health insurance policy. if the insured would like to cancel the policy
Is seeking increased sales by improving present products or services or developing new ones?
According to the text, personal values of the counselor influence all of the following except
What are the beliefs and patterns of behavior that are shared by a group of people and passed from generation to generation?
Which stage of the sales process is the most concerned with maintaining customer satisfaction?
Which of the following would most likely improve coordination between marketing and sales?
In which field of the sales comparison grid would you find an indication of an arm’s length sale?
Which of the following is a general guideline that serves as a foundation for a personal code
Which of the following is defined as the personal communication of information to persuade a prospective?
What is the term for questions salespeople use throughout a sales dialogue to generate feedback from the buyer?
Which of the following increases the need for a person to purchase life insurance? quizlet
How is the information on a patients insurance card usually recorded if the medical office uses an electronic health record EHR )?
Which of the following terms describe the scope of protection provided under an insurance policy?
This is a marketing communications activity concerned with providing support for the sales force
What budget calculates the number of units of products that must be manufactured to fulfill projected sales and ending inventory requirements?
Is the combination of advertising personal selling sales promotion social media and public relations?
Which of the following has the greatest potential for compromising a user’s personal privacy?
When someone tries to trick you into providing personal information to them online it is called?
Its goal is to acquire sensitive personal information like passwords and credit card details.
In which of the following risk management strategies would cybersecurity insurance be used
How can you protect confidentiality of data at-rest against physical theft of a hard drive?
What type of term insurance that provides increasing death benefits as the insured ages is called?
Licensed life insurance agents are expected to be familiar with which of the following laws
According to section 1729.2 of the California Insurance Code, which of these does NOT qualify
Which of the following is the most important factor in underwriting disability income insurance?
When Why apply for insurance and paid the initial premium on August 14th he was issued a conditional receipt?
What is the maximum penalty that could be imposed on a producer for an unintentional violation of Hawaii insurance law?
What is the acronym for the network type that allows a personal fitness monitor to connect?
With an unpaid $1,000 annual deductible and $800 medical bill, how much will insurance pay?
Which of the following explains why Texas moved away from property taxes in favor of sales taxes quizlet?
The type of term insurance that provides increasing death benefits as the insured ages is called
What personal protective equipment must be worn when cutting or crushing hazardous tablets?
What type of group health insurance plan is self-funded, but an insurer processes the claims?
What percentage of eligible employees must be covered by non contributory group insurance plans
Which of these is NOT considered a Federal punishment for unfair and deceptive insurance practices
How must a replacing producer respond to an applicant wishing to replace exisitng life insurance?
Which personality theories emphasize the importance of our capacity for healthy personal growth and self realization?
The approach to psychology that focuses on self-fulfillment, altruism, and personal growth is
All of the following personal characteristics have been associated with having wisdom EXCEPT
The fact that friends spend a lot of time discussing personal problems is referred to as Quizlet
What occurs when consumers remember only information that supports their personal feelings or beliefs?
Individual differences are personal attributes that vary from one person to another person.
Which protocol ensures there is a government grade data encryption in place to help protect your personal data?
Which of the big five personality traits is associated with the degree to which a person is nervous and anxious?
A sales representative who sells unregistered securities to customers in non exempt transactions
Which article of the Uniform Commercial Code governs sales contracts or contracts for the goods quizlet?
T is the policyowner for a life insurance policy with an irrevocable beneficiary designation
Which of the following life insurance policies will build up cash value the fastest quizlet?
What is the term for a life insurance policy that only pays the benefits if the insured dies during the term of the policy?
What provision in a life insurance policy states that the application is considered part of the contract?
Which type of policy pays the face amount if the insured survives to the end of a certain period?
B recently died and was insured with a life insurance policy for over five years. during the claims
Which of the following statements pertaining to reinstating a life insurance policy is not correct?
Which of the following is not a form of the life income option that was discussed in this course?
What is the major difference between ordinary whole life policy and limited payment whole life policy?
What type of life insurance invests the cash value part of the premium in such things as stocks and bonds rather than savings?
Which type of life insurance policy combines term insurance with an investment option quizlet?
If an insureds age was misstated on a life insurance contract the misstatement of age provision
An insured may qualify for accelerated benefits if they need the money for which of the following
All the following statements about ordinary (or straight) whole life insurance are correct except:
Which rider would allow additional insurance at specified dates or events without evidence of insurability?
Which of the following riders added to a life insurance policy can pay part of the death benefit to the insured?
Which of the following policy provisions prohibits in insurance company from incorporating external documents into an insurance policy?
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